I Am Now Beating Gold By 11.62% Per Year For The Past 17.12 Years

The table below shows the dates and amounts of all deposits to my family's seven brokerage accounts since I started investing in 2006.  The table below also shows how much each deposit would have grown to had I invested them in a bond that returns 18.77% per year.  You can also manipulate the table below in this spreadsheet.

Deposits            Grew To: 
11/22/06  2000                  38037.48<== Into CESA for Child #1
04/12/07  4000 71184.17<== Into RIRA for Spouse
04/12/07  4000 71184.17<== Into RIRA for Me
06/26/07  2000 34356.05<== Into CESA for Child #1
01/02/08  4000 62826.97<== Into RIRA for Me
01/02/08  4000 62826.97<== Into RIRA for Spouse
05/28/08  5000 73277.35<== Into RIRA for Me
05/28/08  5000 73277.35<== Into RIRA for Spouse
06/10/08  2000 29131.92<== Into CESA for Child #1
02/24/11  3000 27418.43<== Into RIRA for Spouse
08/01/11  5000 42418.34<== Into RIRA for Me
09/23/11  2500 20685.98<== Into RIRA for Spouse
10/17/11   500          4090.67<== Into RIRA for Spouse
01/17/12 25056.11      196294.53<== Rollover from  401k into TIRA for Spouse
01/20/12-10520 -82299.33<== Rollover to PMCP from RIRA for Spouse
01/20/12-10530 -82377.56<== Rollover to PMCP from RIRA for Me
02/28/12  2000 15361.32<== Into RIRA for Spouse
11/05/12 -2000 -13647.61<== Withdrawal from Spouse's RIRA
12/21/12  2000 13354.93<== Into RIRA for Spouse
01/09/13  1500   9926.91<== Into RIRA for Spouse
01/24/13  1500   9856.99<== Into RIRA for Spouse
01/25/13 97745.61         642015.60<== Rollover from 401k into TIRA for Me
02/21/13  1500   9727.77<== Into RIRA for Me
03/04/13  2000 12903.30<== Into RIRA for Me
03/20/13  1500   9604.78<== Into RIRA for Me
03/20/13  3000 19209.56<== Into RIRA for Me
08/30/13  2000 11859.47<== Into RIRA for Me
09/04/13  1000   5915.78<== Into RIRA for Spouse
09/12/13  1500   8840.27<== Into RIRA for Spouse
09/26/13   500           2927.38<== Into RIRA for Me
09/27/13  2000 11704.00<== Into RIRA for Spouse
10/28/13  1000   5767.13<== Into RIRA for Spouse
11/08/13  2000 11474.62<== Into CESA for Child #2
11/22/13  2000 11399.16<== Into CESA for Child #3
12/06/13  2000 11324.20<== Into CESA for Child #1
01/02/14  2750 15373.90<== Into RIRA for Me
03/18/14 -2491.72        -13446.23<== Into RIRA for Spouse
07/07/14  1000   5121.33<== Into RIRA for Spouse
07/18/14  1000   5094.85<== Into RIRA for Spouse
09/10/14 12224.18        60715.46<== Rollover from  401k into TIRA for Spouse
10/03/14  2000  9826.57<== Into RIRA for Spouse
10/23/14  2750        13384.79<== Into RIRA for Me
10/23/14  1500   7300.79<== Into RIRA for Spouse
10/23/14  2000   9734.39<== Into CESA for Child #2
10/23/14  2000   9734.39<== Into CESA for Child #3
10/23/14  2000   9734.39<== Into CESA for Child #1
01/02/15  5500 25888.68<== Into RIRA for Me
01/02/15  5500 25888.68<== Into RIRA for Spouse
12/05/16  3789.74          12807.79<== Rollover from 401k into TIRA for Me
02/02/17 -6171.88        -20286.49<== Into RIRA for Spouse
08/23/17-11548.89        -34513.30<== Into RIRA for Spouse
03/02/18-11000.03        -30043.35<== Into RIRA for Spouse
08/23/18 -2033.93         -5117.74<== Into RIRA for Spouse
09/10/19 33852.59        71112.46<== Rollover from  401k into TIRA for Spouse
01/26/22  6000  8368.50<== Into RIRA for Spouse
01/31/22 14000        19480.54<== Into RIRA for Me
02/04/22 39438.03        54773.38<== Rollover from  401k into TIRA for Spouse
03/01/22  6000  8235.48<== Into RIRA for Spouse
08/28/23 27586.29        29287.77<== Rollover from  401k into TIRA for Spouse
10/03/23 14654.42        15296.55<== Rollover from 401k into TIRA for Me
Final Balance:    $1,765,612.70    

Had I invested all the above deposits into a bond returning 18.77% per year, we would have a balance of $1,765,612.70 today. 

The following image summarizes my family's brokerage account balances totaling $1,765,612.70:

Gold since November 22, 2006 has appreciated 7.15% per year on average.

You can review my December 31, 2022 post to verify the above data through then.  The following link leads to images that show all deposits and withdrawals in all seven accounts since December 31, 2022:

https://drive.google.com/drive/folders/14fdepH4-3F8h61IlISDMnSJynpwzENd4?usp=sharing  

The transactions include zero withdrawals, and two deposits: (1) a $27,586.29 rollover from Mrs. Horg's 401k into her TIRA, and (2) a $14,654.42 rollover from my 401k into my TIRA.

The following images of all deposits and withdrawals in all seven accounts since December 31, 2022 are numerous, so you can likely get a better view by clicking the above link.

The following image shows the current balances in all seven brokerage accounts:

I Am Now Beating Gold By 10.73% Per Year For The Past 16.13 Years

The table below shows the dates and amounts of all deposits to my family's seven brokerage accounts since I started investing in 2006.  The table below also shows how much each deposit would have grown to had I invested them in a bond that returns 17.53% per year.  You can also manipulate the table below in this spreadsheet.

               Deposits    Grew To: 

06/11/22 2000        27043.29 <== Into CESA for Child #1

07/04/12 4000 50815.42 <== Into RIRA for Spouse

07/04/12 4000 50815.42 <== Into RIRA for Me

07/06/26 2000 24578.41 <== Into CESA for Child #1

08/01/02 4000 45193.31 <== Into RIRA for Me

08/01/02 4000 45193.31 <== Into RIRA for Spouse

08/05/28 5000 52934.31 <== Into RIRA for Me

08/05/28 5000 52934.31 <== Into RIRA for Spouse

08/06/10 2000 21052.28 <== Into CESA for Child #1

11/02/24 3000 20386.77 <== Into RIRA for Spouse

11/08/01 5000 31683.74 <== Into RIRA for Me

11/09/23 2500 15474.7 <== Into RIRA for Spouse

11/10/17 500         3062.25 <== Into RIRA for Spouse

12/01/17 25056.11 147334.94<== Rollover from  401k into TIRA for Spouse

12/01/20 -10520 -61777.65<== Rollover to PMCP from RIRA for Spouse

12/01/20 -10530 -61836.37<== Rollover to PMCP from RIRA for Me

12/02/28 2000 11543.87 <== Into RIRA for Spouse

12/11/05 -2000 -10330.48<== Withdrawal from Spouse's RIRA

12/12/21 2000 10122.35 <== Into RIRA for Spouse

13/01/09 1500 7528.21 <== Into RIRA for Spouse

13/01/24 1500 7478.41 <== Into RIRA for Spouse

13/01/25 97745.61 487105.55<== Rollover from 401k into TIRA for Me

13/02/21 1500 7386.33 <== Into RIRA for Me

13/03/04 2000 9800.63 <== Into RIRA for Me

13/03/20 1500 7298.62 <== Into RIRA for Me

13/03/20 3000 14597.24 <== Into RIRA for Me

13/08/30 2000 9054.36 <== Into RIRA for Me

13/09/04 1000 4517.18 <== Into RIRA for Spouse

13/09/12 1500 6751.83 <== Into RIRA for Spouse

13/09/26 500         2236.71 <== Into RIRA for Me

13/09/27 2000 8942.88 <== Into RIRA for Spouse

13/10/28 1000 4410.53 <== Into RIRA for Spouse

13/11/08 2000 8778.23 <== Into CESA for Child #2

13/11/22 2000 8724.02 <== Into CESA for Child #3

13/12/06 2000 8670.15 <== Into CESA for Child #1

14/01/02 2750 11779.89 <== Into RIRA for Me

14/03/18 -2491.72 -10325.14<== Into RIRA for Spouse

14/07/07 1000 3945.19 <== Into RIRA for Spouse

14/07/18 1000 3926.03 <== Into RIRA for Spouse

14/09/10 12224.18 46859.44 <== Rollover from  401k into TIRA for Spouse

14/10/03 2000 7589.06 <== Into RIRA for Spouse

14/10/23 2750 10343.02 <== Into RIRA for Me

14/10/23 1500 5641.65 <== Into RIRA for Spouse

14/10/23 2000 7522.2 <== Into CESA for Child #2

14/10/23 2000 7522.2 <== Into CESA for Child #3

14/10/23 2000 7522.2 <== Into CESA for Child #1

15/01/02 5500 20046.3 <== Into RIRA for Me

15/01/02 5500 20046.3 <== Into RIRA for Spouse

16/12/05 3789.74 10120.35 <== Rollover from 401k into TIRA for Me

17/02/02 -6171.88 -16057.07<== Into RIRA for Spouse

17/08/23 -11548.89-27477.27<== Into RIRA for Spouse

18/03/02 -11000.03-24050.57<== Into RIRA for Spouse

18/08/23 -2033.93 -4117.49 <== Into RIRA for Spouse

19/09/10 33852.59 57848.57 <== Rollover from  401k into TIRA for Spouse

22/01/26 6000 6980.21 <== Into RIRA for Spouse

22/01/31 14000 16251.17 <== Into RIRA for Me

22/02/04 39438.03 45698.62 <== Rollover from  401k into TIRA for Spouse

22/03/01 6000 6875.99 <== Into RIRA for Spouse

Final Balance:     $1,293,995.91   

Had I invested all the above deposits into a bond returning 17.53% per year, we would have a balance of $1,293,995.91 today.

The following image summarizes my family's brokerage account balances totaling $1,293,995.91:

Gold since November 22, 2006 has appreciated 6.80% per year on average.

You can review my March 5, 2022 post to verify the above data through then.  The following link leads to images that show all transactions in all seven accounts since March 5, 2022.  The transactions show all stock buys and sales and neither deposits nor withdrawals:

https://drive.google.com/drive/folders/1rXEky9JUGC9MKcW8zegtS35AGrUgB5_v?usp=sharing

The following images of all transactions in all seven accounts since March 5, 2022 are numerous, so you can likely get a better view by clicking the above link.

  

The following image shows the current balances in all seven brokerage accounts:

The share prices that Schwab and TD Ameritrade display do not always match.  So the account values in my spreadsheet are slightly different from the account values that Schwab and TD Ameritrade display.

But the cash balances and share counts in my spreadsheet exactly match the cash balances and share counts that Schwab and TD Ameritrade display.

You can access the folder with all the above images and spreadsheet through this link:

https://drive.google.com/drive/folders/1rXEky9JUGC9MKcW8zegtS35AGrUgB5_v