Deposits Would Have Grown To:
11/22/06 2000 6018.98 <== Into Coverdell Education Savings Account for Child #1
04/12/07 4000 11622.39 <== Into Roth IRA for Spouse
04/12/07 4000 11622.39 <== Into Roth IRA for Me
06/26/07 2000 5703.61 <== Into Coverdell Education Savings Account for Child #1
01/02/08 4000 10879.79 <== Into Roth IRA for Me
01/02/08 4000 10879.79 <== Into Roth IRA for Spouse
05/28/08 5000 13110.65 <== Into Roth IRA for Me
05/28/08 5000 13110.65 <== Into Roth IRA for Spouse
06/10/08 2000 5227.3 <== Into Coverdell Education Savings Account for Child #1
02/24/11 3000 6128.46 <== Into Roth IRA for Spouse
08/01/11 5000 9819.82 <== Into Roth IRA for Me
09/23/11 2500 4845.5 <== Into Roth IRA for Spouse
10/17/11 500 963.32 <== Into Roth IRA for Spouse
01/17/12 25056.11 47180.26 <== Rollover from 401k into Traditional IRA for Spouse
01/20/12 -10520 -19794.19 <== Rollover to PMCP from Roth IRA for Spouse
01/20/12 -10530 -19813.01 <== Rollover to PMCP from Roth IRA for Me
02/28/12 2000 3726.76 <== Into Roth IRA for Spouse
11/05/12 -2000 -3500.84 <== Withdrawal from Spouse's Roth IRA
12/21/12 2000 3460.94 <== Into Roth IRA for Spouse
01/09/13 1500 2583.45 <== Into Roth IRA for Spouse
01/24/13 1500 2573.81 <== Into Roth IRA for Spouse
01/25/13 97745.61 167677.33 <== Rollover from 401k into Traditional IRA for Me
02/21/13 1500 2555.92 <== Into Roth IRA for Me
03/04/13 2000 3398.56 <== Into Roth IRA for Me
03/20/13 1500 2538.78 <== Into Roth IRA for Me
03/20/13 3000 5077.56 <== Into Roth IRA for Me
08/30/13 2000 3250.32 <== Into Roth IRA for Me
09/04/13 1000 1623.14 <== Into Roth IRA for Spouse
09/12/13 1500 2429.86 <== Into Roth IRA for Spouse
09/26/13 500 807.13 <== Into Roth IRA for Me
09/27/13 2000 3227.72 <== Into Roth IRA for Spouse
10/28/13 1000 1601.44 <== Into Roth IRA for Spouse
11/08/13 2000 3194.12 <== Into Coverdell Education Savings Account for Child #2
11/22/13 2000 3183 <== Into Coverdell Education Savings Account for Child #3
12/06/13 2000 3171.92 <== Into Coverdell Education Savings Account for Child #1
01/02/14 2750 4332.14 <== Into Roth IRA for Me
03/18/14 -2491.72 -3852.6 <== Into Roth IRA for Spouse
07/07/14 1000 1503.99 <== Into Roth IRA for Spouse
07/18/14 1000 1499.87 <== Into Roth IRA for Spouse
09/10/14 12224.18 18089.64 <== Rollover from 401k into Traditional IRA for Spouse
10/03/14 2000 2942.74 <== Into Roth IRA for Spouse
10/23/14 2750 4026.15 <== Into Roth IRA for Me
10/23/14 1500 2196.08 <== Into Roth IRA for Spouse
10/23/14 2000 2928.11 <== Into Coverdell Education Savings Account for Child #2
10/23/14 2000 2928.11 <== Into Coverdell Education Savings Account for Child #3
10/23/14 2000 2928.11 <== Into Coverdell Education Savings Account for Child #1
01/02/15 5500 7911.11 <== Into Roth IRA for Me
01/02/15 5500 7911.11 <== Into Roth IRA for Spouse
12/05/16 3789.74 4575.24 <== Rollover from 401k into Traditional IRA for Me
02/02/17 -6171.88 -7342.4 <== Into Roth IRA for Spouse
08/23/17 -11548.89 -13064.8 <== Into Roth IRA for Spouse
03/02/18 -11000.03 -11865.58 <== Into Roth IRA for Spouse
08/23/18 -2033.93 -2100.89 <== Into Roth IRA for Spouse
Today's Date: 12/31/18
ROI (annual %): 9.52
Final Balance: $355,632.79
Had I invested all the above deposits into a bond returning 9.52% per year, we would have a balance of $355,632.79 today.
The following image summarizes my family's brokerage account balances totaling $355,632.79:
Gold since November 22, 2006 has appreciated 6.02% per year on average.
You can review my February 10, 2017 post to verify the above data through then. The following seven images show all three withdrawals since then:
The following two images show the current balances in all seven brokerage accounts:
Schwab gives prices that differ from TD Ameritrade and all other sources that I find. This is the reason why the TD Ameritrade totals differ from my summary above.
You can access the folder with all the above images and spreadsheet through this link.
