Friday, February 21, 2014

I Am Now Beating Gold By 16.94% Per Year For The Past 7.25 Years

Here are all the deposits that I have made into my family's brokerage accounts since I started investing in 2006:


                     Deposits    Grew To:   
    11/22/06    2000        11654.26    <== Into Coverdell Education Savings Account for Child #1
    04/12/07    4000        21220.52    <== Into Roth IRA for Spouse
    04/12/07    4000        21220.52    <== Into Roth IRA for Me
    06/26/07    2000        10093.59    <== Into Coverdell Education Savings Account for Child #1
    01/02/08    4000        17789.05    <== Into Roth IRA for Me
    01/02/08    4000        17789.05    <== Into Roth IRA for Spouse
    05/28/08    5000        20163.67    <== Into Roth IRA for Me
    05/28/08    5000        20163.67    <== Into Roth IRA for Spouse
    06/10/08    2000        7995.98    <== Into Coverdell Education Savings Account for Child #1
    02/24/11    3000        6209.74    <== Into Roth IRA for Spouse
    08/01/11    5000        9316.43    <== Into Roth IRA for Me
    09/23/11    2500        4496.75    <== Into Roth IRA for Spouse
    10/17/11    500        885.1    <== Into Roth IRA for Spouse
    01/17/12    25056.11    41719.64    <== Rollover from  401k into Traditional IRA for Spouse
    01/20/12    -10520        -17481.37    <== Rollover to PMCP from Roth IRA for Spouse
    01/20/12    -10530        -17497.98    <== Rollover to PMCP from Roth IRA for Me
    02/28/12    2000        3238.29    <== Into Roth IRA for Spouse
    11/05/12    -2000        -2740.06    <== Withdrawal from Spouse's Roth IRA
    12/21/12    2000        2657.43    <== Into Roth IRA for Spouse
    01/09/13    1500        1968.03    <== Into Roth IRA for Spouse
    01/24/13    1500        1948.48    <== Into Roth IRA for Spouse
    01/25/13    97745.61    126885.59    <== Rollover from 401k into Traditional IRA for Me
    02/21/13    1500        1912.5    <== Into Roth IRA for Me
    03/04/13    2000        2531.4    <== Into Roth IRA for Me
    03/20/13    1500        1878.44    <== Into Roth IRA for Me
    03/20/13    3000        3756.87    <== Into Roth IRA for Me
    08/30/13    2000        2247.07    <== Into Roth IRA for Me
    09/04/13    1000        1119.8    <== Into Roth IRA for Spouse
    09/12/13    1500        1670.78    <== Into Roth IRA for Spouse
    09/26/13    500        551.76    <== Into Roth IRA for Me
    09/27/13    2000        2205.58    <== Into Roth IRA for Spouse
    10/28/13    1000        1080.27    <== Into Roth IRA for Spouse
    11/08/13    2000        2144.78    <== Into Coverdell Education Savings Account for Child #2
    11/22/13    2000        2124.88    <== Into Coverdell Education Savings Account for Child #3
    12/06/13    2000        2105.18    <== Into Coverdell Education Savings Account for Child #1
    01/02/14    2750        2843.06    <== Into Roth IRA for Me
Today's Date:    02/21/14           
ROI (annual %):    27.5           
Final Balance:                337868.75 

Had I invested all the above deposits into a bond returning 27.50% per year, we would have a balance of $337,868.75 today.

The following image summarizes my family's brokerage account balances totaling $337,949.41:



Gold since November 22, 2006 has appreciated 10.56% per year on average.

You can review my November, 2013 post to verify the above data through then.  The following seven images show all my deposits since then:

 
 






 The following seven images show the balances in all seven brokerage accounts:














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