Deposits Would Have Grown To:
11/22/06 2000 6018.98 <== Into Coverdell Education Savings Account for Child #1
04/12/07 4000 11622.39 <== Into Roth IRA for Spouse
04/12/07 4000 11622.39 <== Into Roth IRA for Me
06/26/07 2000 5703.61 <== Into Coverdell Education Savings Account for Child #1
01/02/08 4000 10879.79 <== Into Roth IRA for Me
01/02/08 4000 10879.79 <== Into Roth IRA for Spouse
05/28/08 5000 13110.65 <== Into Roth IRA for Me
05/28/08 5000 13110.65 <== Into Roth IRA for Spouse
06/10/08 2000 5227.3 <== Into Coverdell Education Savings Account for Child #1
02/24/11 3000 6128.46 <== Into Roth IRA for Spouse
08/01/11 5000 9819.82 <== Into Roth IRA for Me
09/23/11 2500 4845.5 <== Into Roth IRA for Spouse
10/17/11 500 963.32 <== Into Roth IRA for Spouse
01/17/12 25056.11 47180.26 <== Rollover from 401k into Traditional IRA for Spouse
01/20/12 -10520 -19794.19 <== Rollover to PMCP from Roth IRA for Spouse
01/20/12 -10530 -19813.01 <== Rollover to PMCP from Roth IRA for Me
02/28/12 2000 3726.76 <== Into Roth IRA for Spouse
11/05/12 -2000 -3500.84 <== Withdrawal from Spouse's Roth IRA
12/21/12 2000 3460.94 <== Into Roth IRA for Spouse
01/09/13 1500 2583.45 <== Into Roth IRA for Spouse
01/24/13 1500 2573.81 <== Into Roth IRA for Spouse
01/25/13 97745.61 167677.33 <== Rollover from 401k into Traditional IRA for Me
02/21/13 1500 2555.92 <== Into Roth IRA for Me
03/04/13 2000 3398.56 <== Into Roth IRA for Me
03/20/13 1500 2538.78 <== Into Roth IRA for Me
03/20/13 3000 5077.56 <== Into Roth IRA for Me
08/30/13 2000 3250.32 <== Into Roth IRA for Me
09/04/13 1000 1623.14 <== Into Roth IRA for Spouse
09/12/13 1500 2429.86 <== Into Roth IRA for Spouse
09/26/13 500 807.13 <== Into Roth IRA for Me
09/27/13 2000 3227.72 <== Into Roth IRA for Spouse
10/28/13 1000 1601.44 <== Into Roth IRA for Spouse
11/08/13 2000 3194.12 <== Into Coverdell Education Savings Account for Child #2
11/22/13 2000 3183 <== Into Coverdell Education Savings Account for Child #3
12/06/13 2000 3171.92 <== Into Coverdell Education Savings Account for Child #1
01/02/14 2750 4332.14 <== Into Roth IRA for Me
03/18/14 -2491.72 -3852.6 <== Into Roth IRA for Spouse
07/07/14 1000 1503.99 <== Into Roth IRA for Spouse
07/18/14 1000 1499.87 <== Into Roth IRA for Spouse
09/10/14 12224.18 18089.64 <== Rollover from 401k into Traditional IRA for Spouse
10/03/14 2000 2942.74 <== Into Roth IRA for Spouse
10/23/14 2750 4026.15 <== Into Roth IRA for Me
10/23/14 1500 2196.08 <== Into Roth IRA for Spouse
10/23/14 2000 2928.11 <== Into Coverdell Education Savings Account for Child #2
10/23/14 2000 2928.11 <== Into Coverdell Education Savings Account for Child #3
10/23/14 2000 2928.11 <== Into Coverdell Education Savings Account for Child #1
01/02/15 5500 7911.11 <== Into Roth IRA for Me
01/02/15 5500 7911.11 <== Into Roth IRA for Spouse
12/05/16 3789.74 4575.24 <== Rollover from 401k into Traditional IRA for Me
02/02/17 -6171.88 -7342.4 <== Into Roth IRA for Spouse
08/23/17 -11548.89 -13064.8 <== Into Roth IRA for Spouse
03/02/18 -11000.03 -11865.58 <== Into Roth IRA for Spouse
08/23/18 -2033.93 -2100.89 <== Into Roth IRA for Spouse
09/10/19 33852.59 35017.84 <== Rollover from 401k into Traditional IRA for Spouse
Today's Date: 01/02/20
ROI (annual %): 11.44
Final Balance: $486,697.25
Had I invested all the above deposits into a bond returning 11.44% per year, we would have a balance of $486,697.25 today.
The following image summarizes my family's brokerage account balances totaling $486,697.25:
Gold since November 22, 2006 has appreciated 6.90% per year on average.
You can review my December 31, 2018 post to verify the above data through then. The following images show the single deposit since then:
The following two images show the current balances in all seven brokerage accounts:
The share prices that Schwab and TD Ameritrade display do not always match. When they do not match, I entered the lower of the two in my spreadsheet. So the account values in my spreadsheet are slightly lower than the account values that Schwab and TD Ameritrade display.
But the cash balances and share counts in my spreadsheet exactly match the cash balances and share counts that Schwab and TD Ameritrade display.
You can access the folder with all the above images and spreadsheet through this link.
