Saturday, November 16, 2013

I Am Now Beating Gold By Fifteen Percent Per Year For The Past Seven Years

Here are all the deposits that I have made into my family's brokerage accounts since I started investing in 2006:

  Deposits Grew To:
 11/22/06 2000 9870.12 <== Into Coverdell Education Savings Account for Child #1
 04/12/07 4000 18073.09 <== Into Roth IRA for Spouse
 04/12/07 4000 18073.09 <== Into Roth IRA for Me
 06/26/07 2000 8622.23 <== Into Coverdell Education Savings Account for Child #1
 01/02/08 4000 15311.32 <== Into Roth IRA for Me
 01/02/08 4000 15311.32 <== Into Roth IRA for Spouse
 05/28/08 5000 17457.09 <== Into Roth IRA for Me
 05/28/08 5000 17457.09 <== Into Roth IRA for Spouse
 06/10/08 2000 6926.26 <== Into Coverdell Education Savings Account for Child #1
 02/24/11 3000 5595.09 <== Into Roth IRA for Spouse
 08/01/11 5000 8447.25 <== Into Roth IRA for Me
 09/23/11 2500 4085.84 <== Into Roth IRA for Spouse
 10/17/11 500 804.99 <== Into Roth IRA for Spouse
 01/17/12 25056.11 38082.87 <== Rollover from  401k into Traditional IRA for Spouse
 01/20/12 -10520 -15959.39 <== Rollover to PMCP from Roth IRA for Spouse
 01/20/12 -10530 -15974.56 <== Rollover to PMCP from Roth IRA for Me
 02/28/12 2000 2960.95 <== Into Roth IRA for Spouse
 11/05/12 -2000 -2530.56 <== Withdrawal from Spouse's Roth IRA
 12/21/12 2000 2458.75 <== Into Roth IRA for Spouse
 01/09/13 1500 1822.27 <== Into Roth IRA for Spouse
 01/24/13 1500 1805.24 <== Into Roth IRA for Spouse
 01/25/13 97745.61 117562.88 <== Rollover from 401k into Traditional IRA for Me
 02/21/13 1500 1773.89 <== Into Roth IRA for Me
 03/04/13 2000 2348.96 <== Into Roth IRA for Me
 03/20/13 1500 1744.17 <== Into Roth IRA for Me
 03/20/13 3000 3488.34 <== Into Roth IRA for Me
 08/30/13 2000 2100.04 <== Into Roth IRA for Me
 09/04/13 1000 1046.74 <== Into Roth IRA for Spouse
 09/12/13 1500 1562.27 <== Into Roth IRA for Spouse
 09/26/13 500 516.21 <== Into Roth IRA for Me
 09/27/13 2000 2063.57 <== Into Roth IRA for Spouse
 10/28/13 1000 1011.96 <== Into Roth IRA for Spouse
 11/08/13 2000 2010.04 <== Into Coverdell Education Savings Account for Child #2
Today's Date: 11/16/13  
ROI (annual %): 25.66  
Final Balance:   295929.41
 


Had I invested all the above deposits into a bond returning 25.66% per year, we would have a balance of $295,929.41 today.

The following image summarizes my family's brokerage account balances totaling $295,975.42:

 
Gold since November 22, 2006 has appreciated 10.55% per year on average.

You can review my October 19, 2013 post to verify the above data through October 19, 2013.  The following six images show all my deposits since then:



 
 
 






The following five images show the balances in all six brokerage accounts:
 

 
 

 
 
 
 
 
 

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